Options for many credit situations
Credit is only one part of the conversation. We work with customers across a wide range of credit histories and explain the paths that may fit.
FINANCING & PAYMENT OPTIONS
More ways to get behind the wheel.
Good credit, challenged credit, or still building—we’ll listen first, explain your options clearly, and help you find a path that fits the vehicle you want.
Buy Here Pay Here available
Buy Here Pay Here is available on select vehicles, giving qualified customers another way to purchase directly through West Bay Motors.
Use the option that works for you
We can discuss outside banks or credit unions, cash purchases, eligible trade-ins, and other available financing options.
EASY THREE-STEP PROCESS
Simple from start to finish.
Choose the right vehicle, review the available options, and understand everything before you sign.
Choose a vehicle
Start with a car that fits your needs and budget—not just a payment.
Review your options
We’ll talk honestly about what may be available based on the customer, vehicle, down payment, and financing terms.
Complete the purchase
We’ll explain the documents and answer your questions before you sign.
READY TO START?
Let’s talk through your options.
Financing and Buy Here Pay Here availability, approval, down payment, and terms vary by customer and vehicle.